Everyone has the dream of financial independence. As children we wish for our own money to buy toys and games. As teenagers we want money to buy clothes, accessories, video games and all the new technology available to us. And the need grows exponentially with our age and our growing wants and responsibilities.
Read MoreUnfortunately, with a season like this; there is a high possibility that we will overspend and wake up the next year dreading our empty pockets. We start wondering where has all the money gone?! This little spending elf likes to sneak in along with the good cheer and happiness.
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